Privacy Policy

To provide our financial tracking services, we request access to specific data on your device: • SMS Messages: We access your SMS inbox to automatically detect and extract financial transaction details. • Notifications: We listen to notifications from payment apps to capture transactions that do not generate SMS alerts. • Biometric Data: We use your device's biometric authentication (Fingerprint) to secure the app. This data never leaves your device. • Google Sign-In Data: If you choose to sign in with Google, we collect your name, email address, and profile picture URL. • Usage Data: We collect anonymous usage statistics to improve app stability and performance. • Device Identifiers: We collect device identifiers (such as Advertising ID) for analytics and attribution purposes.

Your data is used solely to provide personal financial insights: • Transaction Categorization: We analyze message content to categorize expenses (e.g., Food, Travel). • AI Analysis: Anonymized text data may be processed by our secure AI engine to improve classification accuracy. • Insights & Reports: We generate visual reports of your spending habits based on the collected data. • Security: Biometric data is used exclusively to lock and unlock the application. • Analytics & Attribution: We use device identifiers (Advertising ID) to analyze app usage, track performance metrics, and attribute marketing campaigns.

We prioritize your data privacy, especially regarding AI processing: • Anonymization: Personal identifiers are removed before any text is processed by our AI models. • Transient Processing: Data sent for AI analysis is used for immediate classification and may or may not be used to train public AI models. • Local Storage: Your financial transaction history is stored locally on your device. We do not maintain a permanent cloud database of your personal financial records.

The app requires specific permissions to function: • READ_SMS / RECEIVE_SMS: Essential for automated transaction tracking. • BIND_NOTIFICATION_LISTENER: Required to track app-based payments (UPI, Wallets). • USE_BIOMETRIC: Required for app lock functionality. • INTERNET: Required to fetch exchange rates and perform secure AI classification.

We do not sell your personal data. We may share limited data with trusted third parties only for: • Service Operation: Cloud providers (e.g., Cloudflare) that host our secure API infrastructure. • AI Analysis: AI providers (e.g., OpenAI) for text classification, under strict data privacy agreements. • Analytics & Attribution: Third-party analytics services that help us understand app usage and marketing performance using device identifiers.

You maintain full control over your data: • Access & Export: You can view all processed data within the app. • Revoke Permissions: You can disable SMS or Notification access at any time in system settings, though this will limit app functionality. • Local Deletion: Uninstalling the app removes all locally stored financial data.

We implement industry-standard security measures: • Local Encryption: Sensitive data stored on the device is encrypted. • Secure Transmission: All communication with our servers occurs over encrypted SSL/TLS channels. • App Lock: Biometric authentication prevents unauthorized access to your financial insights on your phone.

Our services are not intended for children under 13. We do not knowingly collect personal information from children.

We may update this policy as our app evolves. Key changes will be communicated through the app or our website. Continued use of the app implies acceptance of the updated policy.

Accurately represents your app's identity: BitKreativ is the developer of Textlytics. Our website (bitkreativ.dev) and the Textlytics app provide intelligent financial tracking services. We are not a bank or a government agency. What will this app do with user data? If you choose to sign in with Google, we receive your name, email, and profile picture. These are saved and re-displayed to you within the app to personalize your experience. Your email is used as your unique account identifier to securely manage your financial data. How does this app enhance user functionality? Google Sign-In allows for secure, cross-device synchronization of your settings and financial insights. It provides an easy way to back up your data and restore it if you switch devices.

How does this application access, use, store, or share Google user data? The only user data received via Google is: name, email, and profile picture. These are accessed via standard OAuth2 login. This data is stored securely and used only to identify the user and personalize the app interface. We do not share this data with any third parties or use it for advertising. Limited Use Compliance: Textlytics's use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements. We strictly follow the "Limited Use" policy, ensuring that your data is only used to provide or improve the features you see in the app.

For any privacy concerns regarding Textlytics, please contact us: • Email: privacy@bitkreativ.dev • Developer: BitKreativ • Registered Location: Kerala, India